The Environmental Cost Of Fast Fashion
Fast fashion and its associated production, waste, and emissions contribute significantly to the triple planetary crisis. The constant change in seasons and styles encourages people to buy more clothes, often at a cheap price, and dispose of them quickly. This…
How To Do YouTube Keyword Research In 3 Steps
Do you want to increase your YouTube channel’s viewership? The best way to achieve this is by focusing on topics that have high search demand. Our Ahrefs YouTube channel gained over 200,000 views in a year by following this approach,…
Learning Math by Seeing It as a Story
An English teacher co-teaching trigonometry asked students to explain an equation to a child and to transform discrete problems into a story. I had always hated math. Now I suddenly find myself teaching trigonometry. I was an English teacher in…
Kieran Culkin is heartbreaking and hilarious in Jesse Eisenberg’s A Real Pain
The two actors play odd-couple cousins who travel to Poland to honor their Holocaust survivor grandmother. It’s been a week since Kieran Culkin won an Emmy for his portrayal of Roman Roy in the final season of Succession, and now,…
Benefits of Online Mechanical Engineering Courses
In today’s fast-paced world, the demand for skilled professionals in various fields is constantly growing. Mechanical engineering, in particular, stands as a cornerstone of innovation and technological advancement. With the advent of online education, the accessibility and flexibility of learning…
Fragmented markets and the proliferation of small firms: Evidence from mom-and-pop shops in Mexico
Small firms dominate the economies of developing countries. This phenomenon occurs in all sectors, but it is particularly salient in the retail sector. For example, in Mexico, there is one mom-and-pop shop for every 100 inhabitants, while in the United…
The Big Tech Lending Model
Big tech companies across the world have started to offer lending services in recent years, either directly or in partnership with financial institutions. In China, Alibaba, Baidu, and Tencent all offer credit services through their subsidiaries, while in the United…
Banks with fewer branches fared worse during the 2023 banking turmoil
Bank branch density, defined as the number of bank branches per $1 billion in deposits, has declined significantly over the past decade. While total bank deposits almost doubled between 2016 and 2022, the number of bank branches declined by approximately…
Government banks and interventions in credit markets
Credit markets are often affected by market failures, which makes them prone to government interventions. While there are many ways in which governments can intervene in financial markets, a common method is through state-owned banks. These financial intermediaries allow governments…
Expanding the benefits of financial services
Having a financial account is essential for adults to save, borrow, make payments, and manage unexpected expenses. However, financial products come with risks, especially for those with limited financial knowledge or living in countries with poor consumer protection systems. Inexperienced account owners…